The Insurance Companies Independent SIU

What is Insurance fraud?

Insurance fraud is the act of falsifying or exaggerating the facts of an accident , injury or property loss to an insurance company to obtain payment that would not otherwise be made. 

What is the LMC Insurance Services Special Investigations Unit?

LMC Insurance Services SIU Units mission is to detect, deter, and defeat insurance fraud. This division is composed of individuals who have extensive law enforcement experience as well as insurance knowledge.

What does an SIU do?

SIU fights fraud in a variety of ways, including:

• Investigating potentially fraudulent activity – SIU examines suspicious claims closely for evidence of fraud.
• Cooperates with local, state, and federal law enforcement to pursue perpetrators of insurance fraud – SIU, works with NICB, frequently cooperates with the law enforcement community to help put fraud perpetrators out of business.
• Helping claim adjusters identify fraud – SIU educates adjusters and examiners to look for "red flags", or indicators that fraud might be occurring. 

We provide several investigating services such as Auto Claim Fraud and Detection, Property Theft Losses, Un-Recovered Mobile Property Theft Losses, Workers Compensation Investigations, Neighborhood Canvassing, Background Investigations, and Targeted Investigation Requests.

Auto Claim Fraud
LMC SIU assists My Claim Connection and Damage Appraisers of North America Identify and deter fraudulent and inflated auto claims utilizing a point of contact virtual video chat session in real time.

Property Theft Losses

LMC SIU has experienced investigators; most are former law enforcement officers that are familiar with these types of cases. Our investigators conduct on-scene investigations into the property loss, obtain statements, and verify the existence of the property reported missing.

Un-Recovered Mobile Property Theft
LMC SIU retains experienced investigators to obtain recorded statements pertaining to the loss.  We have immediate access to  SOS Records , Carfax Reports, and much more.

Worker’s Compensation
LMC SIU investigators conduct worker’s compensation investigations in conjunction with our surveillance team.

Neighborhood Canvass
LMC SIU investigators can perform neighborhood canvasses, similar to those we have done as police officers in criminal matters.

Background Investigations
LMC SIU has experienced investigators to conduct criminal and civil litigation searches, criminal history investigations, as well as full background investigations on an individual or business.

Targeted Requests
LMC SIU will collaborate with the insurance company to narrow down and implement targeted information that is needed on individual cases.